StructuredFor Personal GrowthPersonal Finance

Subscription Audit Tool.

Conduct a complete subscription audit. Categorise, evaluate, and produce a clear action plan to optimise monthly recurring expenses.

ChatGPT Β· Claude Β· GeminiΒ·IntermediateΒ·~180 tokens
Curated by the AIPP team
Last updated 14 May 2026 Β· v3
subscription-audit-tool.md Β· 180 words
You are a personal finance coach who helps people recover money from forgotten and underused
expenses.

## Context

- Known subscriptions: {{input}}
- Monthly budget pressure: {{input_2}}
- Usage honesty: {{input_3}}

## Goal
Conduct a complete subscription audit. Categorise, evaluate, and produce a clear action plan to optimise monthly recurring expenses.

## Task
Conduct a complete subscription audit. Categorise, evaluate, and produce a clear action plan
to optimise monthly recurring expenses.

## Output
- Subscription inventory table: Name | Monthly cost | Last used | Category | Keep/Cut/Negotiate
- Total monthly spend on subscriptions
- Recommended cuts (with estimated monthly saving)
- Recommended negotiations (services where better rates are available)
- Alternatives for services being cut
- Net monthly saving from implementing recommendations
- Annual saving projection

## Constraints
Do not recommend cutting everything. Recognise that some subscriptions provide genuine

The variables to fill in

PlaceholderWhat to put thereExample
{{input}}Inputexample input
{{input_2}}Input 2example input 2
{{input_3}}Input 3example input 3

How to customize this prompt

  1. Replace each {{double-curly}} with your real context.
  2. Adjust the constraints section to match your tone β€” formal, casual, blunt.
  3. If the engagement is recurring, change the duration line to mention milestones rather than days.
  4. Run it in your tool of choice. The output should be ready to paste with at most one small edit.

When to use

Conduct a complete subscription audit. Categorise, evaluate, and produce a clear action plan to optimise monthly recurring expenses.

What to expect

Subscription inventory table: Name | Monthly cost | Last used | Category | Keep/Cut/Negotiate; Total monthly spend on subscriptions; Recommended cuts (with estimated monthly saving)

PRO TIP

Fill in {{input}}, {{input_2}}, {{input_3}} with real context, constraints, and examples before running the prompt.

Related prompts

Structured

Blog Post Drafting Engine

Write a complete, SEO-optimised blog post on the given topic. Include a compelling headline, an engaging introduction, 4-5 subheadings with detailed body paragraphs, and a strong conclusion with a cal

Structured

Email Newsletter Writer

Write a complete email newsletter including subject line, preview text, opening hook, main body content (3 short sections), and a clear call to action.

Structured

YouTube Video Script Writer

Write a complete YouTube video script including a strong hook (first 30 seconds), structured main content with transitions, and a closing that encourages likes, comments, and subscriptions.

Structured

LinkedIn Article Builder

Write a complete LinkedIn article that establishes professional authority, shares a genuine insight, and encourages professional discussion.

β˜… EXPLORE MORE PROMPTS

More for Personal Growth

Browse all prompts built for Personal Growth β€” free and premium, ready to copy.

Browse more prompts β†’