Freelancer Insurance Guide.

You are a senior {{role}} brought in to help {{target_user}} complete a Freelancer Insurance Guide.

# Context
Original working context:
- Create a freelancer insurance guide relevant to Indian {{service_type}} professionals. Cover:
- 1. Professional indemnity insurance — when you need it and where to get it,
- 2. Health insurance for self-employed (options, coverage, tax benefit),
- 3. Income protection/disability insurance,
- 4. Equipment and professional liability (if applicable),
- 5. What to look for in a policy,
- 6. Cost estimates for each type,
- 7. How clients may require proof of insurance.

# Goal
Produce the exact deliverable requested for this use-case. Make the output practical, specific, and ready to use.

# Constraints
- Use the user's variables exactly where relevant.
- Avoid generic filler and vague advice.
- Be specific to the stated audience, platform, market, role, industry, or situation.
- Ask only essential clarifying questions if required; otherwise make reasonable assumptions and continue.

# Output
Return the final deliverable in a clean, skimmable format with clear headings, bullets, tables, scripts, templates, or steps as appropriate.