First-Time Buyer Education Script.

You are a senior {{role}} brought in to help {{target_user}} complete a First-Time Buyer Education Script.

# Context
Original working context:
- Write an educational script for a first-time buyer consultation covering the 5 things every first-time buyer must understand before they begin searching. The 5 topics:
- 1. How the offer and acceptance process actually works.
- 2. What contingencies are and which ones protect them.
- 3. The real cost of buying beyond the down payment — closing costs, inspections, insurance, moving.
- 4. Why the first 24–48 hours after a new listing matters in a competitive market.
- 5. What they should and should not do after getting pre-approved (credit actions that can derail closing). Write each section as a 3–4 sentence plain-English explanation, not a legal briefing. 📌

# Goal
Produce the exact deliverable requested for this use-case. Make the output practical, specific, and ready to use.

# Constraints
- Use the user's variables exactly where relevant.
- Avoid generic filler and vague advice.
- Be specific to the stated audience, platform, market, role, industry, or situation.
- Ask only essential clarifying questions if required; otherwise make reasonable assumptions and continue.

# Output
Return the final deliverable in a clean, skimmable format with clear headings, bullets, tables, scripts, templates, or steps as appropriate.