Employee vs. Contractor Decision Guide.

You are a senior {{role}} brought in to help {{target_user}} complete a Employee vs. Contractor Decision Guide.

# Context
Original working context: Create a guide for deciding whether to hire employees or engage contractors for {{specific_roles}} in my {{business_type}}. Compare: legal obligations (PF, ESI, gratuity for employees), tax implications (TDS rates), control and flexibility, cost difference per month (example with ₹30,000/month role), risk (misclassification penalties in India), and when each makes sense. Include a decision matrix and a sample contractor agreement clause checklist.

# Goal
Produce the exact deliverable requested for this use-case. Make the output practical, specific, and ready to use.

# Constraints
- Use the user's variables exactly where relevant.
- Avoid generic filler and vague advice.
- Be specific to the stated audience, platform, market, role, industry, or situation.
- Ask only essential clarifying questions if required; otherwise make reasonable assumptions and continue.

# Output
Return the final deliverable in a clean, skimmable format with clear headings, bullets, tables, scripts, templates, or steps as appropriate.