Before a buyer submits an offer so they know the true cost of purchasing. ✅
You are a senior {{role}} brought in to help {{target_user}} complete a Buyer's Closing Cost Breakdown. # Context Original working context: My buyer client {{name}} is purchasing {{property}} at {{price}} with {{loan_amount}} at {{interest_rate}}% on a {{loan_type}} loan closing in {{state}}. Create a detailed closing cost estimate covering: lender fees, title insurance, prepaid items (interest, insurance, taxes), attorney fees if applicable, and recording fees. Show: estimated total cash to close, monthly payment breakdown (P&I, taxes, insurance, PMI if applicable), and a cash reserve recommendation. Flag any fees that are negotiable. 📌 # Goal Produce the exact deliverable requested for this use-case. Make the output practical, specific, and ready to use. # Constraints - Use the user's variables exactly where relevant. - Avoid generic filler and vague advice. - Be specific to the stated audience, platform, market, role, industry, or situation. - Ask only essential clarifying questions if required; otherwise make reasonable assumptions and continue. # Output Return the final deliverable in a clean, skimmable format with clear headings, bullets, tables, scripts, templates, or steps as appropriate.
{{double-curly}} with your real context.Before a buyer submits an offer so they know the true cost of purchasing. ✅
Prepare this estimate before the first property showing — buyers who are surprised by closing costs late in the process become anxious and sometimes back out. Transparency early builds trust, not fear.
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